Alliant Credit Union Reviews

Alliant Credit Union offers a variety of features and benefits:

• HELOC offer: 4.99% APR fixed for 6 months, with variable rates ranging from 8.75%-16.00% thereafter.
• Unlimited Cash Back Credit Card: No annual fee and no tricky spending categories to track.
• Checking Account: Offers ATM rebates and no overdraft fees.
• Car Loan or Refi: Puts you in the driver’s seat with great low rates.
• High-Rate Savings Account: Pays 15x the bank national average.
• Online Banking: Bank anywhere, anytime using online banking or the mobile banking app.
• Fraud Prevention & Security: Committed to protecting your account with the latest security measures.
• The Ultimate Opportunity Savings Account: Alliant has partnered with Suze Orman to offer a high-rate savings account and bonus for new members.
• Supplemental Savings Accounts: Open up 19 supplemental savings accounts to track specific savings goals while earning a high rate.
• Better-than-bank rates: Allows members to save more and earn more.
• Top-notch online banking: Provides members with an award-winning mobile banking app.
• Retirement and Investment Services: Offers services to help plan for the future.
• Ongoing Personal Finance Education: Provides resources to help members make informed financial decisions.
• 24/7 Customer Service: Offers member-acclaimed customer service, even on holidays.

These are just some of the key features and benefits. For a complete list, please refer to the official Alliant Credit Union website.

Alliant Credit Union offers a variety of financial services. Here are some key details:

• HELOC offer: 4.99% APR fixed for 6 months, with variable rates ranging from 8.75%-16.00% thereafter.
• Unlimited Cash Back Credit Card: No annual fee and no tricky spending categories to track.
• Checking Account: Offers ATM rebates and no overdraft fees.
• Car Loan or Refi: Offers great low rates.
• High-Rate Savings Account: Pays 15x the bank national average.

For more specific fees, here are some examples:

• Visa International Assessment (ISA)/Foreign Transaction Fee: 1%
• Stop Payment: Free
• Return Deposit Item: $15
• Paper Account Statement (for savings account only): $1
• Non-Sufficient Fund (NSF) Item: Free
• Collections: $29
• Inactivity Fee (for savings account only): $10
• Dormant Account (for savings account only): $10
• Deposit of Check Drawn on a Non-U.S. Bank - including Canadian: $35
• Courtesy Pay Fee: Free
• Document Copy: $5
• ACH initiated via Alliant Online Banking: Free
• Account Maintenance/Research Upon Member Request (per hour) (1 hour min.): $25
• Account Closed within 90 Days of Opening: $10

Please note that these are just some examples and the actual fees may vary. For a complete list of fees, please refer to the official Alliant Credit Union website.