Alliant Credit Union Reviews
(Rated by 10 users)
Are you looking for ways to save money when shopping at Alliant Credit Union. Our Alliant Credit Union coupon codes can help you do just that! Over 10 customers have already used our coupons to save an average of $70 with Alliant Credit Union discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Are you looking for ways to save money when shopping at Alliant Credit Union. Our Alliant Credit Union coupon codes can help you do just that! Over 10 customers have already used our coupons to save an average of $70 with Alliant Credit Union discount codes. There are currently 6 coupons available, so now is the perfect time to join in on the savings.
Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Today's Best Deals
Overall Rating
4.0
Base on 10 Reviews
Ratings by Feature
Ratings by Feature
- Good Value4.4
- Shipping & Delivery4.0
- Return Policy5.0
- Price & Quality4.6
- Customer Service4.8
Recent Customer Reviews (10)
Felice Kennamer
View replies
Honoré Marleau
View replies
Alicia Gould
View replies
Jami Ervin
View replies
Illcapil Quezada
View replies
Carl Schwartz
View replies
Emily Warman
View replies
Taylor Moss
View replies
David Rebello
View replies
Fusberta Lebel
View replies
Payment Methods
Accepted Payment Options:
Prices for items on Alliantcreditunion.org vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For Alliant Credit Union credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Alliant Credit Union Pros & Cons
Pros
1
High Interest Rates: Alliant Credit Union offers competitive APYs on its savings accounts and CDs.
2
Low Minimum Opening Deposits: The minimum opening deposit for savings accounts is $5, and for CDs, it is $1,000.
3
No Overdraft Fees: Alliant does not charge overdraft fees, which is a significant advantage over many traditional banks.
4
Large ATM Network: Members have access to over 80,000 surcharge-free ATMs nationwide.
5
Multiple Savings Goals: Members can open up to 19 supplemental savings accounts to track specific savings goals.
6
No Monthly Fees: Most accounts do not have monthly maintenance fees, although a $1 fee is charged for paper statements if e-statements are not selected.
7
Strong Digital Experience: The mobile app is highly rated, allowing for easy account management and financial tracking.
CONS
1
Limited Branch Access: Alliant Credit Union is an online institution, meaning it does not have physical branches.
2
Interest Compounded Monthly: Unlike many banks, Alliant compounds interest monthly, which may not be as beneficial for long-term savings.
3
No Specialty CDs: Alliant does not offer specialty CDs like no-penalty CDs or Raise Your Rate CDs.
4
Limited Customer Support Options: While customer support is available 24/7 via phone and online form, there is no live online chat feature.
Alliant Credit Union Features and Benefits
Features
High Interest Rates
Alliant Credit Union offers competitive APYs on its savings accounts and CDs.
Low Minimum Opening Deposits
The minimum opening deposit for savings accounts is $5, and for CDs, it is $1,000.
No Overdraft Fees
Alliant does not charge overdraft fees, which is a significant advantage over many traditional banks.
Large ATM Network
Members have access to over 80,000 surcharge-free ATMs nationwide.
Multiple Savings Goals
Members can open up to 19 supplemental savings accounts to track specific savings goals.
No Monthly Fees
Most accounts do not have monthly maintenance fees, although a $1 fee is charged for paper statements if e-statements are not selected.
Strong Digital Experience
The mobile app is highly rated, allowing for easy account management and financial tracking.
HELOC offer
4.99% APR fixed for 6 months, with variable rates ranging from 8.75%-16.00% thereafter.
Unlimited Cash Back Credit Card
No annual fee and no tricky spending categories to track.
Checking Account
Offers ATM rebates and no overdraft fees.
Car Loan or Refi
Puts you in the driver’s seat with great low rates.
High-Rate Savings Account
Pays 15x the bank national average.
Online Banking
Bank anywhere, anytime using online banking or the mobile banking app.
Fraud Prevention & Security
Committed to protecting your account with the latest security measures.
The Ultimate Opportunity Savings Account
Alliant has partnered with Suze Orman to offer a high-rate savings account and bonus for new members.
Supplemental Savings Accounts
Open up 19 supplemental savings accounts to track specific savings goals while earning a high rate.
Better-than-bank rates
Allows members to save more and earn more.
Top-notch online banking
Provides members with an award-winning mobile banking app.
Retirement and Investment Services
Offers services to help plan for the future.
Ongoing Personal Finance Education
Provides resources to help members make informed financial decisions.
24/7 Customer Service
Offers member-acclaimed customer service, even on holidays.
Stop Payment
Free
Non-Sufficient Fund (NSF) Item
Free
Courtesy Pay Fee
Free
ACH initiated via Alliant Online Banking
Free